Sierra Point Credit Union.  Your Community Credit Union Where People Mean More Than Money! Sierra Point Credit Union.  Your Community Credit Union Where People Mean More Than Money!  

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Share Term Certificates

This is a time deposit account that earns monthly dividends based on the opening balance and time for which it is invested. The dividend rate is fixed for the entire term of the certificate. There are 6, 12, 24 and 30 month terms, each with a minimum deposit of $100. Funds may be added to our Share Term Certificate at any time. Withdrawals (with appropriate penalties) of partial Share Certificate funds are possible without closing the certificate. These benefits are rarely found in other financial institutions. Our certificate rates normally exceed those found in local banks and credit unions. All funds are insured through the National Credit Union Administration, a U.S. government agency.

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