Rates
Sierra
Point Credit Union offers a variety of savings programs
to increase the value of every dollar you save. Our dividends
are competitive and are paid and compounded monthly. Savings
account choices are another aspect of the SPCU advantage!
Rate Schedule
listing APR's, APY's
| Account Description |
Minimum Deposit |
Dividends Paid |
APR |
APY |
| Share
Savings Account* |
$25
|
Monthly
|
.30%
|
.30%
|
| Scottie Saver Account* |
$10
|
Monthly
|
.30%
|
.30%
|
| Neptune Club Account* |
$10
|
Monthly
|
.30%
|
.30%
|
| Special Savings Account* |
$1
|
Monthly
|
.30%
|
.30%
|
| Christmas
Club Account* |
$1
|
Monthly
|
.30%
|
.30%
|
| IRA Savings Account* |
$1
|
Monthly
|
.30%
|
.30%
|
| Ultra Account Saver** |
$5,000
|
Monthly
|
1.56%
|
1.57%
|
| Ultra Checking** |
$2,500
|
Monthly
|
.66%
|
.66%
|
| IRA
& Share Term Certificate*** |
|
|
|
|
6 month |
$100
|
Monthly
|
2.25%
|
2.27%
|
| 12 month |
$100
|
Monthly
|
2.00%
|
2.02%
|
24 month |
$100
|
Monthly
|
1.85%
|
1.87%
|
| 36 month |
$100
|
Monthly
|
1.75%
|
1.76%
|
* Rates
last declared April 30, 2008.
** Rate for the Ultra Checking and Ultra Account Saver are effective
for
May 2008.
*** The IRA & Share Term Certificate rates effective as of 5/01/2008.
All rates are subject to change
daily. Please call for details. Sierra Point Credit Union
savings accounts and IRA accounts are separately insured
up to $100,000 by the National Credit Union Administration
(NCUA), an agency of the U.S. Government.
Last
Update: 05/01/2008
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Point Credit Union
. All Rights Reserved.
