Sierra Point Credit Union.  Your Community Credit Union Where People Mean More Than Money! Sierra Point Credit Union.  Your Community Credit Union Where People Mean More Than Money!  

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Sierra Point Credit Union.  Your Community Credit Union Where People Mean More Than Money!

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Checking Accounts

Our checking account requires no minimum deposit or balance and is totally free of monthly service charges. Other great benefits include unlimited check writing, (3) free ATM withdrawals per month, 24 hour Touch Tone Teller access, free unlimited VISA Check Card access, direct deposit capability, and overdraft protection. You must be 18 and older to open a checking account. Members under 18 years of age must have an adult as a joint account owner. All checking account applications are tested against an account verification service.

Other features include:

  • No monthly fee and no minimum balance required as long as we receive a monthly direct deposit of $500 or more
  • Unlimited check writing and generous ATM access (3) per month, without a fee
  • Duplicate checks - cleared checks will not be returned to you
  • Overdraft protection available from your share account or personal line of credit
  • Payroll deduction and direct deposit of your paycheck, social security or retirement check
  • You will receive a monthly statement itemizing all checks cleared, deposits made and other withdrawals and transactions
  • ATM access - cash access up to $300 per day (the weekend counts as one day) at over 8,000 ATM's nationwide at any STAR, Exchange or CIRRUS ATM
  • Point of Sale access (POS) up to $1,000 per day at any merchant that accepts
  • PayPoint, EXPLORE or VISA

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