Why join A Credit Union?

Belonging to a Credit Union is a personal privilege not available to all people…those who do qualify, enjoy low or no cost financial services and the ability to reach their financial goals.

Sierra Point Credit Union is a non-profit financial cooperative. We make loans to members through deposits made available by other members. As these loans are repaid, we earn interest for the time a member borrows the money. These funds are then used to pay for financial services, dividends on savings and other member benefits.

YOU are Sierra Point Credit Union! You are a stockholder – you and many others OWN the Credit Union. Our Board of Directors is a volunteer driven entity chosen from our members to represent all members. Our rates and financial services are NOT determined by a group of people with personal interests or those who DO NOT participate – our Board of Directors acts and guides the Credit Union with all members’ interest in mind.

We currently provide the following financial services:

	A variety of savings plans that meet your needs with great rates and flexibility.
	Free checking with unlimited VISA Check Card access and ATM access (4 free ATM/POS transactions per month)
	24 Hour account access and information through Touch Tone Teller
	A complete consumer and real estate loan program with efficient processing and low rates.
	9.9% fixed APR VISA GOLD Card with NO annual fee and more
	Lifetime membership for you and all your family members
	Consumer discount plans (travel, entertainment, vehicle purchase and more)