Unsecured & Lines of Credit Loans
These loans are secured by
your signature only based upon your credit history and
other factors. This allows you to borrow money without
having to put up any collateral as security for the loan.
You may qualify if you are 18 years of age or older and
meet SPCU’s loan criteria.
  Unsecured
(Signature) Loan
Interest rates are
based on individual member qualification with loan
terms up to 72 months.
No collateral or
security is required and we charge NO loan
application fees. The minimum loan amount is $500 and
the maximum loan amount is $25,000.
Line
of Credit Loan
This is an unsecured
(signature) loan with a revolving line of credit. A
line of credit loan allows you to borrow money with
no collateral on a revolving basis, up to your
available line of credit.
Anyone 18 years of age
or older may apply. Easy access to your line of
credit is available through Touch Tone Teller and
Convenience checks. You may establish your line of
credit as overdraft protection to your checking
account at SPCU. As always, no loan application fees
are charged.
Apply for an Unsecured/Credit Card Loan
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