Savings Secured Loan

Share Secured Loan

This loan is fully secured by funds in your account. It allows you to borrow against your own funds on deposit at low interest rates without having to establish creditworthiness.

You must be 18 years of age or older and have funds on deposit equal to the amount you wish to borrow. The maximum loan term is 120 months.

Certificate Secured Loan

This loan is fully secured by your funds in a share term certificate on deposit at SPCU. It allows you to borrow against your own funds at low interest rates without having to establish creditworthiness. You must be 18 years of age or older and have funds in a share term certificate on deposit equal to the amount you wish to borrow. The maximum loan term is 120 months.