Checking Account

	No monthly fee and no minimum balance required
	Unlimited check writing and generous ATM access without a fee
	Duplicate checks – cleared checks will not be returned to you
	Overdraft protection available from your share account or personal line of credit
	Payroll deduction and direct deposit of your paycheck, social security or retirement check
	You will receive a monthly statement itemizing all checks cleared, deposits made and other withdrawals and transactions
	ATM access – cash access up to $300 per day (the weekend counts as one day) at over 8,000 ATM’s nationwide at any STAR, Exchange or CIRRUS ATM
	Point of Sale access (POS) up to $1,000 per day at any merchant that accepts PayPoint, EXPLORE or VISA

You must be 18 and older to open a checking account. Members under 18 years of age must have an adult as a joint account owner. All checking account applications are tested against an account verification service.

Our checking account requires no minimum deposit or balance and is totally free of monthly service charges.

Other great benefits include unlimited check writing; (4) free ATM withdrawals per month; 24 hour Touch Tone Teller access; free, unlimited VISA Check Card access; direct deposit capability and overdraft protection.